Flexiti Financing

The flexible way to pay™

*O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply; amounts are based on purchase amount and promotional plan term length. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. INTEREST ACCRUES BUT IS NOT CHARGED WITH FULL PAYMENT DURING THE PROMOTIONAL PERIOD. Deferred payment - no interest, no payments. No payments are due on purchases made under this promotion until the promotion’s expiry date. No interest is payable for the duration of the promotional term on the balance subject to the promotion. Interest does not accrue on the balance subject to the promotion for the duration of the promotional term. If the promotional balance is not paid in full by the promotional expiry date, immediately following the promotion expiry date, any outstanding balance which was subject to the promotion will then be treated as a regular credit purchase and the applicable deferral fee will be charged to your account. NO INTEREST PAYABLE IF REQUIRED PAYMENTS ARE MADE WHEN DUE. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. Interest at the Account AIR (including accrued interest for deferred plans where interest accrues) of 31.99% - 34.99% may be charged if the promotion: (i) is cancelled; (ii) balance is not paid in full by the promotion expiry date; or (iii) is forfeited, in whole or in part, for any other reason. All promotional offers on the account may be cancelled if any required payment is missed. Administrative fees between $29.95 - $190.80 may apply (not applicable for Quebec residents) and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $39.99 applies for residents of Quebec ( $24.99 may apply for residents outside of Quebec). Deferred payment plans with “no payments” are not available for Quebec residents. Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address.

**Regular credit purchase: interest-free grace period of 21 days applies for new standard revolving purchases that appear on an account statement for the first time if the balance is paid in full by the payment due date.

***O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase of $630 applies. Purchase amount is to be paid in 24 - 60 equal monthly payments of principal and interest at a promo annual interest rate of 19.99% or 29.99% (promotional annual interest rate varies based on cardholder’s creditworthiness at the time of application and will be disclosed prior to completion of purchase), plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Any balance at the end of the promo period bears interest at the Account AIR. New Account AIR is 34.99%. Monthly admin fee applies; amount varies based on merchant, purchase amount and promo term length and will be financed with purchase amount and promo term length and will be financed with purchase (not applicable for Quebec residents). Annual fee of $99.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces.

Instant approval is conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.

Notifications on changes to promotions and terms will be provided as required by legislation.

Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, and the Flexiti design are trademarks of Flexiti Financial Inc. Other names, logos and designs that appear on this ad are the trademarks of their respective owners.